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Current Best Rate

Prime Rate 2.85 %

Term Rate
variable 2.35 %
1 year 2.89 %
2 year 2.59 %
3 year 2.49 %
4 year 2.59 %
5 year 2.84 %

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Toronto Mortgage Broker - SmartChoice Mortgages Inc. Apply Now                

SmartChoiceMortgages Inc., is dedicated in providing the lowest interest rates for First or Second mortgages and refinancing for debt consolidation to suit your individual needs. Our lenders are flexible, which allows us accessibility to funds, in order to approve financing for commercialself-employed and  weak credit  clients. When traditional institutions turn you away, SmartChoice Mortgages will help you get the financing you need. Whether you have damaged credit or no credit at all, call us today and get your mortgage approved!

Located in Toronto, Ontario, we encourage you to call and setup an appointment and have our mortgage broker  work with you to get the mortgage which will fit your lifestyle.


Toronto mortgage broker


Don't miss the you opportunity - Call Today at (416) 766-2300

Construction Loans

Building a new home or
wanting to do a complete renovation...
Thinking of selling...
Call us and renovate first to get   
the most for your home!

(416) 766-2500

Commercial Loans
Special Rates

Specializing in stores with
apartments & Multiplexes with  
more than 4 apartments.
Low rates and private
funds available

(416) 766-2500

Refinance Your
Mortgage up to 95%

Low Rates,
all your debts

(416) 766-2500




Whether you’re shopping for a new mortgage, debt consolidation or looking to switch your current mortgage, SmartChoice Mortgages has a solution to fit your specific needs.

  • Professional advice and service;
  • Low rates;
  • Extensive product line-up;
  • Great payment flexibility;
  • Single credit check application process;
  • Mobile specialist (in-home appointments available);

We provide unparalleled ongoing service and advice, so our clients have the trust and confidence to continually refer friends and family members.  Contact us at (416) 766-2300 or toll free at 1 (866) 212-0888.


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